The reason for the season

Credit maxed out yet?

I know you're making a list, checking it twice, or something. But before you bankrupt yourself this winter, please remember that the greatest gift is solvency and not being a parasite living off others.

So give the gift that keeps on giving. Make yourself marketable. Take a course and brush up on your employability skills.

And do something creative! Keep writing, for instance. That's what I'll be doing, for the moment...so see you later for now.